Top tips for saving money when eating out (apart from just not eating out)

Hi fellow Money-Savers!

Mrs. Money here. There are many people in the Financial Independence (“FI”) community who really maximize savings by almost never eating out and living an extremely frugal lifestyle. That’s not us.

Mr Money and I eat out. A lot. I would say at upwards of 4 times a week. Sometimes, it’s simple hawker or cafe food, other times, we dine at nicer restaurants. It is probably the largest expense of mine (I’m keeping track over the next few months so I’ll know this for sure soon), and definitely the largest for Mr. Money, who eats out even more than I do.

Why? The fact is, it’s really hard not to. Food is so cheap and accessible in Malaysia. And of course, so oh-my-God-yummy.

But it’s still a bit of a sticking point for us. Mr. Money thinks it sometimes costs more to buy groceries and cook for two rather than eating out. That’s in addition to time and convenience factors, and not to mention the additional element of wasted produce dying a slow death in the fridge, which really bothers him. I can’t disagree with some of those points, especially on time and convenience, but I try to avoid eating out as much just because I tend to eat more unhealthy and meat dishes (I’m an aspiring flexitarian), and I do think the cost adds up.

Mr. Money’s logic process when it comes to cooking

While one of our big couple goals this year is to cook more and reduce dining expenses, the fact that we do eat out quite a bit, combined with our generally cheap genes means we are always looking at ways to cut costs when eating out!

Here are our top tips so far:

  • The Entertainer

If you are someone who eats out a lot and entertains, you really should download the Entertainer app. You pay around RM120 a year, and it gives you tons of savings. Most restaurants allow you to buy one main, and get one main free of charge – and you have 3 of these vouchers per year at the same restaurant. Others give 1-for-1 promotions of alcoholic beverages, including bottles of wine. You can check out places in your vicinity, and there are usually quite a lot of restaurants and bars in the Klang Valley listed there. You can make back your RM120 in just 3-4 meals! A friend of mine also recently mentioned that you can get the “family” package, where you pay slightly more, but you can get up to 4 members access your account.

Our only rule we use when using the Entertainer is to make sure that we are anyway going to be eating out, so that we are not spending money on meals that we wouldn’t anyway be doing.

  • Download discount apps

This includes Boost, Fave Pay etc. where you can get discounts on your next trip to the restaurant, and sometimes cash back too. Similarly, we wouldn’t select a restaurant just because we could get back some money, but if we’re anyway going in there, why not save a few bucks?

  • Check if your credit card gets you a discount

So many restaurants have discounts for certain credit cards. Use them. You’ll have to ask though, and be ok with sounding like a penny-pincher. Which also applies to the next tip…

  • Always ask about promotions

So I figured out this sinister trick restaurants use recently! I was at a popular Japanese food chain that shall not be named, and only after I paid and left, did I realize that there was a happy hour promo (I was eating lunch at 3pm) that provided a significant discount at that time. It was displayed for anyone walking outside the restaurant (to lure customers in), but once you’re in, it’s not something the wait staff will always mention, well because, you’re already baited fish to them. I was so annoyed by this, but realized that many restaurants DO use this trick of displaying promotions outside, but not on the table or anywhere visible to existing customers. Do not fall prey! Always just make it a point to ask.

  • Lunch specials and happy hour

One thing we’ve tried to do when we want to try out a new restaurant, especially if it’s fancy, is to go there for lunch instead. There are usually lunch promotions, and we are less likely to order alcohol which then hikes up the bill.

food la fete
Lunch at Shangri-la’s Lafite, where we used RM80 worth of vouchers for our amazing 4-course lunch


  • For heaven’s sake, skip the drink

Some of you know by know that I’m a strong advocate for not ordering sugary and unnecessary drinks while eating out. I stick to warm water (which is my favourite drink), and if they charge for bottled water, I say thanks no thanks because I usually have my own little flask of water that I carry with me everywhere. Ordering a drink at a restaurant can easily come up to half the price of your meal, which is just totally not worth it.

  • As Mama says (not mine, though), don’t over-order

My parents have always shown love through food. We would go for meals at Chinese restaurants and order 7 dishes for 5 of us. And my dad, never allowing us to waste anything, would always say: “you can order anything you want, as long as you finish it”. I recall an incident once where my two sisters and I went to a restaurant and ordered so many dishes that the restaurant manager who was taking our order actually suggested that we drop a few. Offended that he was doubting our eating abilities, we insisted and forced ourselves to finish the food. We were almost blue in the face in the end, but we felt ridiculously proud.

Fast forward many years, I really have tried to drop this one. Trying to generally not do anything in excess and striving to lead a minimalist lifestyle means that I also just eat in moderation. When we order, we just try to make sure that we are keeping it light enough, but not too light that we get hungry later.  And of course, if we have any left-overs, we just take them home and have it the following day.

I still struggle with family dinners though; I’m always the annoying one telling everyone not to over-order and inevitably gets ignored. And then I’m usually the garbage truck at the end finishing up all the food.

We’d love to hear from you! Do you have any other money-saving tips that you use when eating out?

2 thoughts on “Top tips for saving money when eating out (apart from just not eating out)

  1. Nothing beats free food! Hindu temples serve great vegetarian banana leaf feasts on Fridays. Second tip, if one is pursuing tertiary education (either full-time, part-time or online), try to get a student card. Student discounts are usually helpful to the wallet.


    1. Interesting – I never thought of it! There is also this great Buddhist temple in KL along Jalan Ampang that serves incredible vegetarian food at VERY reasonable prices in city centre.

      Thanks for the tips!


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